Virtual USD cards, Pay4Me for international bills, fast FX swap between your online wallets, and bill payments — all in one app. Built for freelancers, diaspora, students, and anyone who moves money across borders.
Create a virtual Visa or Mastercard in seconds. Spend anywhere online. Add Elite cards to Apple Pay and Google Pay for tap-to-pay in stores.
Pay international subscriptions, school fees, online shopping, and flights in Naira. We pay abroad on your behalf and deliver the confirmation.
Convert PayPal, Skrill, Neteller, CashApp, and Payeer to Naira at live rates. Perfect for freelancers and remote workers getting paid in USD.
Airtime, data, DStv, GOtv, electricity tokens for every Nigerian distribution company. Instant delivery to your phone and your meter.
Send to any KachiPlug user free, or to any Nigerian bank account. Arrives in minutes, no hidden fees.
Face ID, Touch ID, fingerprint, transaction PIN, 2FA, and encrypted everything. BVN-verified and NDPR-compliant.
| Service | Fee |
|---|---|
| Standard virtual USD card (issuance) | $3 |
| Elite virtual USD card (can be added to Apple Cash/Wallet and Google Pay) | $5 |
| Fund wallet from any Nigerian bank | Free |
| Send to another KachiPlug user | Free |
| Withdraw to Nigerian bank account | Standard bank fees |
| Swap between fiat wallets | Live rate |
| Pay4Me services | Displayed per category |
System requirements: iOS 15.1 or newer (iPhone, iPad) · Android 7.0 Nougat or newer · Internet connection required
Join thousands using KachiPlug to manage their money across borders.
